Hello and Welcome

I'm Ruth

After a lifetime of debt, I decided enough was enough.  I was sick of wondering how we were going to pay the bills. I was sick of worrying whether or not this would be the month we’d lose our home. I was just so tired of it all.                                                          

So in 2018, we took the first tentative steps on our debt-free journey. Just eight months later, the debt was gone. All £21,000 of it!

You can read our story here.

I set up this blog, Mummy Savvy Mum UK, with the hope of helping other people to free themselves of shackles of their debts.

We had learned so much when paying off our debt and I wanted to share this knowledge. I wanted to show others that there is another way. Making poor financial decisions in the past doesn’t have to mean that you have to continue in that vein.



A message from one of our lovely readers

I just wanted to take the time to say thank you so much. I came across your page a few months ago and you have really inspired me to take control of my situation. I’ve struggled with debt for many years and this is the first time I’ve felt confident enough to do something about it.  Since following your advice, I’ve managed to pay off over £3,000 and it’s made such a difference to our lives. Thank you so much x

Catherine, Bristol