So, you’ve taken the plunge and decided to face your debt head-on and pay it off! I’m sending a HUGE congratulations and a high-five your way. It takes a lot of courage to face up to having debt and even more courage to actually sit and total up exactly how much debt you are in. […]
Have a think about the people you know. What do they do when they get a pay rise? Chances are they increase their spending in line with that pay rise. Am I right? Well, they’re not alone. The majority of people will make a major purchase with a bonus or will increase their spending after […]
I’ll never forget the feeling of writing out my first ever budget. I felt so grown-up and sensible and I remember thinking ‘This is it! this will be the end of our financial worries’. I showed it to my husband, who made all the right noises and praised my brilliant piece of work. Then we […]
