Are you fed up with holidays sneaking up on you? You’ve finally got back on track after buying endless gifts for birthdays over the last few months and now Christmas is suddenly staring you in the face. You sit there wishing you had started saving earlier in the year, yet again. Well, there’s a better […]
What is the cash envelope system? The cash envelope system is a popular budgeting method that involves putting cash into different envelopes based on your spending categories. It can be a great way of budgeting for those who need a more visual representation and it can help to ensure you spend less money and stay […]
Are you sick and tired of living paycheck to paycheck? Do you get to the end of the month feeling as if you have just scraped by and desperate for your next pay packet? If so, you’re not alone. Over 11.5 million people in the UK are living this way, according to a survey by […]
