What is living below your means? Simply put, to live below your means is to live on less money than you earn. You must not spend more money than you earn. You may wonder why you would want to live below your means – surely if you have the money you’re free to spend it, […]
Are you fed up with holidays sneaking up on you? You’ve finally got back on track after buying endless gifts for birthdays over the last few months and now Christmas is suddenly staring you in the face. You sit there wishing you had started saving earlier in the year, yet again. Well, there’s a better […]
What is the cash envelope system? The cash envelope system is a popular budgeting method that involves putting cash into different envelopes based on your spending categories. It can be a great way of budgeting for those who need a more visual representation and it can help to ensure you spend less money and stay […]
