Budgeting

  • How often should you check your budget?

    It can feel quite overwhelming when you are trying to find a budgeting system that works well for you. There’s the zero-based budgeting method – perfect for those wanting total control. Or maybe you prefer the percentage-based budgeting system, which is less restrictive and great for those trying to pay down debt. However, once you’ve […]

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  • How to Create a Budget

    What Is A Budget? Put simply, a budget is just a system you use that allows you to manage your money. Some people like to use spreadsheets, whereas others prefer to use good old-fashioned pen and paper. Unfortunately, there are so many negative connotations attached to budgeting and this puts people off implementing one of […]

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  • THE DAVE RAMSEY BABY STEPS

    WHO IS DAVE RAMSEY? If you have recently started on your debt payoff journey you may have heard the name Dave Ramsey crop up a few times. Dave Ramsey is an American money guru who developed the ‘Baby Steps’ system in order to help millions of people to become debt free and change their attitude […]

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