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THE DAVE RAMSEY BABY STEPS

WHO IS DAVE RAMSEY? If you have recently started on your debt payoff journey you may have heard the name Dave Ramsey crop up a few times. Dave Ramsey is an American money guru who developed the ‘Baby Steps’ system in order to help millions of people to become debt free and change their attitude […] Read more…

Going to the Cinema on a Budget

Going to the cinema can be an expensive trip out, especially if it’s a family outing. In London, an adult’s ticket at my local cinema costs a mighty £13.75 and a child’s ticked is £11.25. So a night out at the cinema for a family of four will set you back £50. And what’s a […] Read more…

grocery haul

How to save a fortune on your grocery bill

When I started budgeting I realised I was spending, on average, around £650 per month on food alone! That’s a hell of a lot of money and we couldn’t afford it. I honestly thought my average food shop bill was around £450 per month. How could I have been so wrong? No wonder we never […] Read more…

A guide to sinking funds for beginners

Do you ever find yourself scrambling around for money when certain events crop up? Do you spend time worrying about how you are going to be able to afford Christmas this year without going into debt? Or how you’re going to pay that big bill that’s due in August? If this sounds like you then […] Read more…

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