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  • Expense Tracker downloadable sheet

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So many people don’t regularly check the bills t So many people don’t regularly check the bills they’re paying. They’re throwing money away! Go and take a quick look at your regular bills. There will probably be more than one that you can cut or reduce.
Not money saving at all but I love it! I really Not money saving at all but I love it! I really started to hate my grey living room. It was so dull and dreary. So I decided to pain it white. Well, some of it as we have two huge mirrors that I can’t lift in my own and hubby’s arm isn’t strong enough yet to help me. I took away the four photo frames and added lots of smaller pics. They really brighten up the room and I always catch myself looking through each pic. I’m going to add a few more to make it wider but I’ll save up for that over the next few weeks.
Big changes are often needed to get yourself out o Big changes are often needed to get yourself out of debt. If the lifestyle you’re leading now is what got you into debt, then it makes sense that just continuing in that way will just lead to further debt. It’s not easy to make these changes to your life - I’m talking from experience- but it’s definitely not easy being in debt. It’s a miserable place to be. So make those changes today. Start cutting back. Start tracking your spending. Cut out those luxuries. It’s not forever. Just until you are in a better place financially. Trust in yourself that you can make the change and you will end up in a better place.
Omg just found this at the bottom of my bag 🙈🤣. I thought it was heavy! The kids want me to spend it all on sweets 🤷‍♀️
Anyone else have a sinking fund addiction? I LOVE Anyone else have a sinking fund addiction? I LOVE adding to mine but I detest spending from it. But that’s exactly what it’s there for 🙄 A large chunk of this money will need to be spent later in the year. I’m going to pay in full for the car and van insurance, I’m saving 20% of our earnings for the tax man and I’m saving for things like birthdays and Christmas. It’s going to sting to hand the money over but it will be soooo much less painful than scrambling around for money the week before Christmas or putting my tax bill on a credit card! But for now, I’ll enjoy looking at the balance of my sinking funds 🤣
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