Making Every Penny Count
It seems absolutely unbelievable sitting here today that we were able to pay off £21k of consumer debt in just 8 months but it’s true and what’s more, we’re not high earners- we’re dog walkers!! It took grit and determination and many, many sacrifices but it was so worth it. I’m going to share with […] Read more…
Do you have habits that are keeping you poor? Most of what we do with our money is automatic. We pay our bills, buy the same things, use the same companies and service providers, without even thinking about it. It’s all on autopilot, much like the way we brush our teeth each day. This was […] Read more…
It’s easy to keep telling ourselves that we don’t have enough money to be able to save each month. After the bills have been paid there just seems to be nothing left. Millions of people tell themselves this month after month; year after year. But it doesn’t have to be this way! With some easy […] Read more…
You know the score – life is ticking along nicely, everything is going your way and you’re feeling good. Then BOOM!! Out of nowhere, without warning, the car breaks down and is going to cost £100s to fix. You haven’t got the money and you are going to have to put it on credit. You […] Read more…
I found surveys pretty late in my debt-free journey so it didn’t really have much of an impact on reducing my debt. However, even though I am now debt-free I swear by completing surveys as a side hustle. You can do them at any time, so they are great for busy mums (or dads!) who […] Read more…
Money used to slip through our fingers before we started budgeting. We had no clue how much all of the little extras added up. When we finally sat down and wrote out a family budget it was so, so clear to see. A coffee here, a magazine there, the odd sandwich for lunch. It was […] Read more…
What Is A Budget? Put simply, a budget is just a system you use that allows you to manage your money. Some people like to use spreadsheets, whereas others prefer to use good old-fashioned pen and paper. Unfortunately, there are so many negative connotations attached to budgeting and this puts people off implementing one of […] Read more…
Aaaaahhhh to be 20 again! Not a care in the world, no children to fret over, no worries about how we will fund our retirement; just the here and now. I remember my 20’s as being care-free and happy. Always looking to the next (costly!) adventure. While I don’t regret the things I did I […] Read more…
These are very strange times we are living in. In just a few short months our lives have been turned upside down. Due to the Coronavirus pandemic millions of people have lost their jobs, parents are trying to home school their children while juggling working from home and worrying about their financial situation, and those […] Read more…
In terms of money and our finances, I feel like we have lived two very different lives. A few short years ago we would spend every single penny we had and more too! If we wanted something we just bought it whether we could afford it or not. If the money wasn’t in the bank […] Read more…
I set up the Savvy Saver Challenge so that we can all save together and spur each other on. We all know that saving up can be challenging. We each have so many bills and so many expenses. I’m hoping that with this challenge, we will be able to find areas in which we can […] Read more…
