Money used to slip through our fingers before we started budgeting. We had no clue how much all of the little extras added up. When we finally sat down and wrote out a family budget it was so, so clear to see. A coffee here, a magazine there, the odd sandwich for lunch. It was […]
What Is A Budget? Put simply, a budget is just a system you use that allows you to manage your money. Some people like to use spreadsheets, whereas others prefer to use good old-fashioned pen and paper. Unfortunately, there are so many negative connotations attached to budgeting and this puts people off implementing one of […]
Aaaaahhhh to be 20 again! Not a care in the world, no children to fret over, no worries about how we will fund our retirement; just the here and now. I remember my 20’s as being care-free and happy. Always looking to the next (costly!) adventure. While I don’t regret the things I did I […]
